Working capital finance
Funding to cover stock, salaries and running costs while you wait for clients to pay.
Home / Business Financing
Business financing · North West & Gauteng
Business financing and funding for growing companies
Need capital for stock, equipment, a new branch or to buy an existing business? First-Plan prepares your business plan and finance application and helps you approach the right funders.
WhatsApp 084 502 3661 · quick replies, no long email chains.
Funding options
Business finance for North West and Gauteng companies
We help you choose the right type of funding and put together an application that lenders can say yes to.
Vehicle, equipment & asset finance
Finance for trucks, LDVs, machinery and equipment that earn their keep.
Expansion finance
Capital to open a new branch, launch a new product or enter a new market.
Apply nowBusiness acquisition finance
Funding to buy an existing company, franchise or a partner's share.
Apply nowCash flow & invoice finance
Unlock money tied up in unpaid invoices and smooth out seasonal cash flow.
Debt consolidation & restructuring
Replace expensive short-term debt with a structure your business can actually afford.
Why apply through First-Plan
We make your business bankable
Most finance applications fail because the numbers and the story are not ready, not because the business is bad. We prepare the business plan, financial projections and cash-flow forecasts lenders ask for, and present your application properly.
If your business is not quite ready for finance yet, we tell you honestly and help you fix what is holding it back, from overdue SARS returns to messy management accounts.
Documents usually needed
- Latest annual financial statements (2–3 years where available)
- Recent management accounts
- Six months of business bank statements
- Company registration (CIPC) documents
- ID documents of directors or members
- SARS tax compliance status (PIN)
- A business plan and cash-flow projection (we can prepare these)
The process
How business financing works with us
Tell us what you need
WhatsApp us the amount and what it is for: stock, equipment, expansion or buying a business.
Finance readiness check
We review your financials, bank statements and SARS status.
Business plan & projections
We prepare a funding-ready business plan and cash-flow forecast.
Submit & follow up
We help you approach suitable funders and follow up until you have an answer.
All finance is subject to the funder's credit assessment, approval and terms. First-Plan does not guarantee approval.
Where we work
Business consultants for North West and Gauteng companies
Based in Klerksdorp, we meet clients in person across the North West and travel to Gauteng regularly. Anywhere else, we work with you over WhatsApp and video calls.
North West
- Klerksdorp
- Potchefstroom
- Orkney
- Stilfontein
- Hartbeesfontein
- Rustenburg
- Brits
- Mahikeng
- Lichtenburg
- Zeerust
- Vryburg
- Wolmaransstad
- Christiana
- Ventersdorp
Gauteng
- Johannesburg
- Pretoria
- Centurion
- Midrand
- Sandton
- Randburg
- Roodepoort
- Krugersdorp
- Boksburg
- Kempton Park
- Germiston
- Benoni
- Vereeniging
- Vanderbijlpark
FAQ
Frequently asked questions
Can you help me get a business loan?
We prepare your business plan, financial projections and application, and help you approach suitable funders. Approval is always the funder's decision, but a properly prepared application improves your chances.
Can I get finance to buy an existing business?
Yes. Acquisition finance is available for buying an existing company. We also help with the valuation and due diligence so you pay a fair price.
My business has been declined before. Can you help?
Often, yes. We look at why it was declined, whether that is the financials, SARS compliance or the business plan, and help you fix it before applying again.
Do you help businesses in Gauteng too?
Yes. We help businesses across the North West and Gauteng, in person or on WhatsApp and video calls.
How do I apply?
Use our quick online application or WhatsApp us on 084 502 3661. Your details go straight to a consultant.
Ready to fund your next step?
WhatsApp us what you need the finance for and roughly how much. We will tell you what is possible and what we need from you.